Mint vs Actual - Detailed Comparison (2024)

Feature	Mint ★ 3.80 View Details →	Actual ★ 4.00 View Details →
Basic Information
Website	Visit Site ↗	Visit Site ↗
Pricing Model	Free	Free
Price Details	Was free before Intuit pulled the plug. Now it costs you nothing but your tears.	Free and open-source; optional donations for development support.
Monthly Price	Free	Free
Annual Price	Free	Free
Founded	2006	2017
Platform Support
Web	✓	✓
Ios	✓	✗
Android	✓	✗
Windows	✓	✓
Mac	✓	✓
Linux	✓	✓
Features
Bank account syncing	✓	✗
Bank file imports (QIF, QFX, OFX)	✗	✓
Bill payment reminders	✓	✗
Budget creation	✓	✗
Credit score monitoring	✓	✗
Custom categories	✗	✓
Envelope budgeting	✗	✓
Financial goal setting	✓	✗
Import from YNAB	✗	✓
Investment tracking	✓	✗
Mobile-friendly web interface	✗	✓
Multiple account support	✗	✓
Open-source codebase	✗	✓
Reporting and analytics	✗	✓
Self-hosted sync	✗	✓
Spending tracking	✓	✗
Transaction categorization	✓	✗
Transaction tracking	✗	✓
Pros & Cons
Pros	+ Was free and easy to use + Great for visualizing spending habits + Automatic transaction syncing saved time	+ No subscription fees—your wallet breathes easy + Privacy-first with self-hosting + Active open-source community
Cons	− Dead as a doornail since 2024 − No more updates or support − Credit Karma migration felt like a downgrade	− Self-hosting can be a techy headache − No native mobile app—just a web interface − No automatic bank sync

Need to compare different apps?

Quick Summary

Best for:

Budget-conscious users

Platform coverage:

6 platforms

Feature count:

8 features

Best for:

Budget-conscious users

Platform coverage:

4 platforms

Feature count:

10 features