Independent budgeting app comparisons
Prices, features and honest verdicts for 65 popular apps, side by side, with no fluff.
Simple envelope budgeting without the bloat. People who want simple, affordable envelope budgeting without paying a subscription forever
Start with your method
Give every dollar a job in a category "envelope".
Income minus assignments equals zero.
See where the money went, after the fact.
Budgets, accounts and net worth in one place.
Project cash flow and plan ahead.
Built to be shared with a partner.
Featured & popular
You Need A Budget — the gold standard for proactive budgeting
Envelope budgeting for Envelope
Envelope budgeting for Financial Management
The modern all-in-one financial dashboard
Envelope budgeting for Envelope
A beautifully designed financial tracker for Apple users
For app makers
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It depends on your method. For true envelope budgeting at a fair price, EnvelopeBudget is our Editor’s Pick. Compare the rest side by side.
Yes. Actual Budget is free and open source, and several others offer limited free plans. Filter by price on the All apps page.
You divide income into category “envelopes” and only spend what is in each one. It is one of the oldest and most effective methods.
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